One of the most common reasons for having an application sent to “pending” limbo is the need for verification of some of the information on your application. Applicants can get a status update at any time by calling the application status line at: You can potentially speed up the decision timeline by cutting out the postal middleman and going straight to the source at Capital One. In some cases, issuers need to verify your information or collect additional data to come to a decision on a credit card application. Over the Phone | Online | Denial Alternatives If you are denied, we’ll also provide a few potential alternative cards worth considering. In the following article, we’ll take a look at what you can do when you don’t receive an instant decision, including calling Captial One and visiting the issuer’s website. In these cases, your application is considered to be “pending” until it can be reviewed by hand. However, sometimes the automated algorithms used to quickly analyze applicants can’t reach a decision. Whether you are approved or denied, the decision will be displayed right on the screen. Whatever your motivation, when you apply for a Capital One credit card through the online application, your approval status will often be determined in 60 seconds or less. Indeed, whether you want to fly without limits or talk money over mochas, there are many reasons to join the millions of Capital One cardholders. One of the five largest card issuers in the world, Capital One is likely most recognizable by its longtime tagline, “What’s in your wallet?” For those who have recently applied for a Capital One credit card but did not receive an immediate decision, this article will bring you up to speed on how to check your Capital One application status.Ĭapital One has made its mark on the credit card rewards space with its blackout-free travel rewards program and is changing the way we bank with its Capital One Cafés.
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